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Create credit-deductions.md
Credit usage FAQ added
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## FAQ: Where Are OpenSign Premium Credits Deducted?
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### 1. When are Premium Credits deducted? Which actions use Premium Credits?
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Premium Credits are deducted whenever you use features that require premium access.
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The following features consume Premium Credits:
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- **API Signature** – Sending documents for signing via API
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- **Bulk Send** – Sending documents in bulk to multiple recipients
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- **Public Link Signing** – Sharing documents using a public signing link
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- **Kiosk Mode** – Using Kiosk Mode for in-person signing
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- **Embedded Signing** – Integrating OpenSign into your website or application for signing
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### 2. Do regular document sends consume Premium Credits?
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No. Standard document sending does **not** consume Premium Credits.
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The following actions do not use Premium Credits:
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1. **Sign Yourself** document signing
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2. **Request Signature** – Sending a single document for signature
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3. **Use Template** – Sending a document using a template
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4. Sharing or copying a document link
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5. Resending a document from the **In Progress** section
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6. Fix and Resend for completed document reports
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### 3. How can I track my Premium Credit usage?
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You can monitor your Premium Credit usage from:
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**Account Settings → API Token page**
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On this page, you can view:
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- Available Premium Credits
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- Your credit usage details
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### 4. Will I receive notifications when my Premium Credits are low?
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Yes. Email notifications are sent when your Premium Credits reach certain limits:
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- When only **50 credits** remain
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- When credits drop to **10 remaining**
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- When your balance reaches **0 credits**
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These reminders help ensure uninterrupted usage of premium features.
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### 5. Can users created under an Admin consume the Admin’s available credits? Can they purchase credits on their own?
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Yes. Users created under an Admin account use the Admin’s available Premium Credits.
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There is no option for sub-users to purchase credits independently. All credit deductions are made only from the Admin’s account.
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### 6. Can an Admin restrict how many credits a user can use?
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Yes. The Admin can set a credit usage limit for each user.
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To set a credit limit:
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1. Go to **Settings → Users**
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2. Click on the **three dots (⋮)** next to the user
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3. Select **API Credits**
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4. Enter the allowed credit limit
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5. Click **Save**
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The user will then be able to use credits only up to the defined limit.
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